Attorney Profile

Terence M. Ridley

Terence Ridley

Wheeler Trigg O'Donnell LLP
370 Seventeenth Street, Suite 4500
Denver, CO 80202

Colorado (CO)

Contact Contact Terence M. Ridley
T: 303-244-1861
F: 303-244-1879

Practice Areas: Insurance Coverage (60%), Business Litigation (20%), Class Action/Mass Torts (20%)

Insurance Coverage

Business Litigation

Class Action/Mass Torts

Industry Groups: Civil Litigation Defense, Class Action, Construction, Health Care, Insurance


Terence Ridley focuses his practice on civil litigation, with an emphasis on the defense of class actions, personal injury, employment, and environmental matters.  He has defended numerous bad-faith claims made against insurance companies, resolved multimillion-dollar bad-faith life insurance class actions, and defeated numerous attempts to certify class actions against insurance companies.

Years of Selection

Super Lawyers: 2006 - 2015

About Terence Ridley

Admitted: 1985, Colorado

Professional Webpage:

Honors and Awards:

  • Martindale-Hubbell AV® Peer Review Rated
  • Best Lawyers, Insurance Law, 2010-2014

Bar/Professional Activity:

  • Tenth Circuit Historical Society, Member
  • Colorado Defense Lawyers Association
  • Federation of Defense & Corporate Counsel, 2004-present - Vice-Chair, Class Action and Multidistrict Litigation Section, 2011; Vice-Chair, Membership Development and Retention Committee, New Members,  2011; Chair, Foundation - Visibility Committee; Vice-Chair, Extra Contractual Liability Section; State Representative, 2005-2010
  • Denver Bar Association, Executive Committee of Young Lawyers' Division, Treasurer
  • Colorado Bar Association, Board of Governors
  • ABA Insurance Coverage Litigation, Section of Litigation

Pro bono/Community Service:

  • Muscular Dystrophy Certificate of Exceptional Commitment
  • Big Brothers of Metropolitan Denver, Big Brother

Scholarly Lectures and Writings:

  • Arbitration Clauses and Class Certification, presented to the Association of Corporate Counsel Colorado Chapter (June 26, 2008)

Verdicts and Settlements:

  • Estate of Hill v. Allstate, 479 F.3d 735 (10th Cir. 2007)
  • Friedland v. TIC and Geosyntec Consultants,  566 F.3d 1203 (10th Cir. 2009)
  • Apodaca v. Allstate Insurance, Case No. 10SC39 (Colo. June 20, 2011) - Won a Colorado Supreme Court decision favorable to WTO's client, Allstate, and all Colorado auto insurers in a purported class action involving disclosures associated with underinsured and uninsured motorist policies.
  • King v. Allstate Insurance Co., No. 11-cv-00103-WJM-BNB (D. Colo. 2013) - Won a complete defense verdict on behalf of Allstate Insurance Company in an insurance bad faith case brought in the United States District Court for the District of Colorado.
  • Sipes v. Allstate Indemnity Co., No. 11-cv-02369-PAB-KMT (U.S.D.C. Colo. Nov. 2013) - Won second complete defense verdict in a bad faith matter on behalf of Allstate before the United States District Court for the District of Colorado in two months

Representative Clients:

  • St. Paul Travelers
  • Allstate Insurance Company - Regional Trial and Appellate Counsel
  • EnCana
  • GeoSyntec Consultants

Educational Background:

  • University of Pennsylvania, B.A., Political Science, magna cum laude, 1981.
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