About Marilyn Stone

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Marilyn Stone Articles written 4

Articles written by Marilyn Stone

Will Insurance Companies Pay My Claims?

How the homeowners insurance game is played in Michigan

Few states beat Michigan when it comes to available homeowners insurance, but the industry may not be a source of pride for the Great Lakes state. “Michigan is one of the few states where you can’t sue an insurance company for bad faith. Michigan has exempted insurance companies from the Consumer Protection Act (CPA),” says Michael Fabian of Fabian, Sklar and King in Farmington Hills, a firm specializing in property-damage claims. Fabian is editor of Michigan Insurance Law and Practice. …

Getting Fired for Blabbing on Your Blog

New York attorneys' advice when you get dooced

Bloggers babbling, writers of the ubiquitous online messages and journals, cover subjects running the gamut of human interests on social media. Blogs serve serious purposes, such as the one credited with helping launch Howard Dean’s presidential campaign; on the other hand, blogs can read as stream-of-consciousness ramblings or be as personal as a journal of weight loss. Not everyone finds the musings of online “journalists” charming and insightful. Bloggers have reaped unintended …

Your Homeowner's Policy Doesn't Cover Everything

Breaking down the claim game from the attorneys who play it

You awaken at midnight to the sounds of howling wind and rain beating against your bedroom window and tree limbs snapping in the backyard. It’s disconcerting, to be sure, but you take comfort knowing you have an “all-risk” homeowners insurance policy. You might be surprised at what “all-risk” doesn’t cover. “There’s a misconception that if you get full coverage, you’re covered for everything,” says Pamela Okano, an attorney with Seattle’s Reed McClure. “There are always …

The Party's Over: You and DUI

Can Florida homeowners be held liable if their guests drive home drunk?

After a party, if you're lucky, you're left with a messy kitchen and a few carpet stains. If you're not so lucky—or weren't vigilant enough—a guest driving under the influence injures or kills someone on the way. If the breathalyzer test registers that guest as drunk, you could wake up with a hangover that lasts long after the next morning. The law is raising the ante for drinkers, hosts, and parents. Miami lawyers Robert S. Reiff and Jose Quinon, with nearly a half-century of combined …

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