About Andra DelMonico, J.D.

Andra DelMonico, J.D. Articles written 71

Graduating from Stetson University College of Law with a J.D., Andra brings a straightforward approach to legal writing. With over a decade of freelance writing experience, she has a wealth of experience in writing about a broad range of legal topics. She has ghostwritten for individual attorneys, law firms, and businesses. When not writing, Andra spends her time boating and motorcycle riding with her family in sunny Florida.

Articles written by Andra DelMonico, J.D.

Legal Steps for Buying a Foreclosed Property

Buyers should understand what they’re getting into when buying a foreclosed house

There was a time when being foreclosed upon was considered a “hush-hush” topic that you should never discuss. Then, changes in the national economy and real estate markets brought foreclosure properties to the forefront. With so many on the market, home buyers and investors took a second look at these properties as a potentially smart purchase. While there is an opportunity to find foreclosures at a great price, they also come with risks. Before you get carried away with dreams of …

How to Legally Stop a Foreclosure

Homeowners have several legal options available to halt the foreclosure process

Getting a foreclosure notice of default from your lender is not the end of the world. While it can feel stressful, this notice is just the start of the foreclosure process. As the borrower, you still have time and options to stop the foreclosure of your home. Learning about your legal options can help you determine the best course of action for stopping the foreclosure. Legal Options to Stop a Foreclosure Homeowners have several legal options available to them for stopping a foreclosure. …

Legal Rights During Foreclosure

Homeowners can advocate for themselves during the foreclosure process

Facing foreclosure can be a stressful and nerve-wracking experience. You are facing a mountain of debt, past due mortgage payments, and risk losing your home. To protect homeowners in this situation, states have enacted foreclosure laws that afford protections. During the foreclosure process, borrowers can advocate for themselves and their legal rights. What Is Foreclosure? A foreclosure is a legal action a creditor takes when the borrower fails to make the contractually agreed upon payments. …

Is Airbnb or Vrbo Illegal in Any States?

While no state makes short-term rentals illegal, some cities have restricted or banned them

Real estate investment and vacation property ownership are not new concepts. Websites like Airbnb and Vrbo have revolutionized both of these concepts to introduce an entirely new industry. Airbnb rentals have led the way in the short-term rental (STR) revolution. With more people owning Airbnb properties, governments took notice and realized that some guidance and parameters were needed. If you want to invest in a short-term rental property, you must learn the law to protect your investment. …

Can You Sue a Therapist for Medical Malpractice?

Like other professionals, therapists can act negligently, leading to a malpractice claim

Mental health has become a staple in modern society, with more people than ever participating in therapy. We trust these mental health professionals to provide quality care. However, just like other medical professionals, therapists are human. Not all therapists provide the same level of care. This can lead to a medical malpractice claim. In addition, due to the intimate nature of therapy, some therapists are tempted to cross the professional line for medical care and commit an intentional …

What to Do if You Make an Error on Your Tax Return

Understanding common tax filing mistakes and how to fix them

Each year, millions of Americans must decide how to prepare and submit their annual tax returns. Some prefer to work with a tax professional, such as an accountant, or a tax service like H&R Block. For others, they prefer to do their own taxes. They may fill out paper forms, mail a packet, or use tax software like TurboTax to e-file. Preparing your own taxes can be convenient, but some risks come with it. Without the guidance of a tax expert, filers are at greater risk of making mistakes. …

Tax Crimes and Penalties

Understanding the penalties for tax crimes and how to avoid trouble with the IRS

Wesley Snipes, Mike "The Situation" Sorrentino, Lauryn Hill, Teresa and Joe Giudice, and Sophia Loren all have something in common: They all served prison or jail time after being convicted of a tax crime. The Internal Revenue Service (IRS) actively audits income tax returns and pursues payment of those who have outstanding debt. In some situations, the outstanding tax debt signals actions that warrant criminal prosecution. The penalties imposed for a tax crime conviction can be significant. …

Real Estate Ownership and Property Rights

By understanding your property rights, you can better exercise and protect them

Owning real property can bring a sense of pride and accomplishment. In addition to claiming the real estate as your own property, you gain additional rights. These rights enable you to use and enjoy your property. By understanding your rights, you can better exercise and protect them. What Are Property Rights? Property ownership rights allow individuals to own, possess, and use real estate. They can buy, sell, and transfer their property as they wish. As long as they do not violate the law, …

Do You Need a Lawyer to Get a Clear Title?

Ensuring you have a clear title means you don't have to worry about future legal issues

Buying a home is one of the largest purchases that most people make in their lives. So, it would be devastating to find out that you don't have legal ownership or the property requires more investment than you can afford. One way to insulate yourself from this risk is to check for a clean title before completing the sale. What Is a Real Estate Title? The terms title and deed often get used interchangeably and are confused. However, a title and deed are separate legal documents. A deed is a …

The Impact of Zoning Laws on Commercial Real Estate

Understanding zoning laws is necessary for real estate development and investment

You own real estate and can use it however you see fit. While this is true, there are limits. Zoning laws legally restrict how you can develop commercial real estate. These laws can define and restrict the property’s use. Understanding zoning laws is necessary for real estate development because it can directly impact your ability to profit from your investment. What Are Zoning Laws and How Do They Affect Commercial Properties? Commercial zoning laws are regulations that aid in the …

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