About Oni Harton, Esq.
Oni Harton is an experienced estate planning and litigation attorney. She has been writing and researching for more than two decades and enjoys contributing to efforts that connect people with critical legal services. Oni contributes to Super Lawyers by creating content and verifying the legal accuracy of articles. Oni is an Indiana University School of Law graduate. She is licensed in Indiana.
Articles written by Oni Harton, Esq.
How To Write a Personal Injury Demand Letter
If you were injured in an accident that wasn't your fault, you may need to start settlement negotiations with the at-fault party's insurer to present your version of events, your losses, and what you want to recover. A well-organized, well-reasoned personal injury demand letter shows the adjuster you are serious about recovering your losses. Read on to learn how to write a demand letter that gives you the best chance of recovering your financial losses. If you need assistance with your personal …
Medical Liens and Subrogation: Why Your Health Insurer Gets Paid From Your Settlement
When your health insurance provider pays for injury-related care, and someone else caused the injury, the plan often has the right to be repaid from your settlement. Liens can directly reduce the amount you receive from your settlement. If you need assistance understanding your contractual obligations to your insurer once your personal injury case settles, use the Super Lawyers directory to contact an experienced insurance coverage attorney in your area. They can explain your legal options. …
Should I Give a Recorded Statement to the Insurance Adjuster?
You generally shouldn't give a recorded statement to an insurance adjuster until you understand your legal obligations and consult an attorney. The recording may be used to identify inconsistencies, highlight prior injuries, minimize damages, or limit a settlement. If you are the policyholder, your insurance contract may impose a duty to cooperate, which can include providing a statement, but that duty does not necessarily apply to the other driver's insurer. It's best to consult an attorney …
My Child Is Being Bullied at School. What Are My Legal Options?
Although no single federal anti-bullying law exists, you have legal rights to address bullying under several frameworks, including federal civil rights laws and state protections. Parents can report bullying to school officials, request an investigation, and pursue state or federal remedies when appropriate. All states have anti-bullying policies, often requiring schools to document and investigate reports within specified deadlines. If bullying targets a protected characteristic such as race, …
Can I Sue if a Toy Injured My Child?
You may be able to sue if a defective toy injured your child, but the injury and defect must be connected. Claims may involve a toy manufacturer, distributor, wholesaler, or retailer, and multiple companies may share responsibility. Potential defects include unsafe design, manufacturing errors, or inadequate warnings or labeling. Getting legal help with your product liability action is critical. Use the Super Lawyers directory to find a product liability lawyer in your area. Understanding …
Can I Sue My Landlord for Carbon Monoxide Exposure?
A landlord or property manager may be legally liable for carbon monoxide exposure when their negligence, such as failing to install carbon monoxide detectors or respond to known hazards, causes a tenant's injuries. Common sources of harmful carbon monoxide exposure include faulty furnaces, water heaters, and gas appliances. Exposure to carbon monoxide can be a hidden risk that leads to severe outcomes, such as hospitalization or neurological harm. If you believe you or a family member …
I Was Injured Out of State. Where Do I File the Lawsuit?
Personal injury cases are typically filed where the injury occurred, but exceptions exist. Depending on the jurisdiction, you may also sue in the defendant's home state or where they conduct substantial business. The law of the state where the injury occurred may apply even if you file elsewhere, and each state has its own statute of limitations. An experienced personal injury attorney in your area can help you decide whether to file the lawsuit in your home state, where the injury occurred, or …
Business Loan and Lender Disputes: What To Do When Conflicts Arise
A business relationship that starts well can still turn into a costly dispute when expectations and paperwork don't align. Even well-run businesses face conflicts with lenders. Whether it's a business loan or a lender dispute based on breach-of-contract claims or financial disagreements, these issues can be problematic. Unresolved disputes can drain cash flow and damage credit. They can even threaten assets the company worked hard to build. Knowing your legal options for resolving these …
Can You Get Fired for Whistleblowing as an Independent Contractor?
Independent contractors, freelancers, and gig workers may have whistleblower protections under certain state or federal laws, but whistleblower protections work differently than they do for employees. While it is incorrect to assume that contractors and other non-employees have no recourse if a client cancels a contract or work stops after reporting wrongdoing, those specific protections often depend on the type of misconduct reported, the individual's relationship to the company, and the …
Commercial and Agriculture Renewable Energy Grants and Tax Credits
Renewable energy can reduce greenhouse gas emissions and increase American energy independence. It can also reduce long-term operation costs, including monthly electricity bills. For farms, ranches, agricultural producers, and businesses, that combination has increased renewable energy adoption. Some otherwise viable projects stall simply because the owners do not understand the funding tools available. Understanding the options and how to combine them can significantly reduce the out-of-pocket …
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